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Merchant Cash Advance

Fast Business Funding with Merchant Cash Advances

Rapid short-term capital for time-sensitive business transactions, backed by future card sales with Merchant Cash Advances

A Merchant Cash Advance (MCA) offers fast, short-term funding based on your future card sales. It’s a simple, flexible solution for businesses needing quick capital to manage cash flow or seize time-sensitive opportunities. Repayments are tied to your daily sales, making it easy to fit your business’s needs.

Accessing Immediate Business Capital

Converting future payments into immediate working capital

Business Performance Review

We begin by analyzing your card payment history, sales patterns, and transaction volumes to determine qualification and establish appropriate advance amounts.

Tailored Advance Structure

Based on your sales data and funding requirements, we design a customized advance with appropriate percentage rates and repayment terms aligned with your cash flow patterns.

Streamlined Approval Process

Our straightforward qualification focuses primarily on your recent sales history rather than traditional credit metrics, with decisions typically delivered within 24-48 hours.

Integrated Repayment Setup

We establish a seamless connection with your card processing system to enable automatic percentage-based repayments that adjust naturally with your daily business performance.

Rapid Fund Deployment

Once approved, funds are transferred directly to your business account, often within 1-3 business days, providing immediate access to working capital when you need it.

Rapid Fund Deployment

As your initial advance is repaid through your normal card sales, we provide opportunities for renewal or increased funding limits based on your demonstrated performance.

Flexible Funding When Traditional Options Fall Short

Our Merchant Cash Advance solutions provide vital capital access for businesses with fluctuating revenues, seasonal patterns, or limited credit history. Unlike traditional loans with fixed monthly payments, MCAs create a proportional relationship between your business performance and repayment obligations. This structure eliminates the stress of fixed deadlines during slower periods while accelerating repayment during high-volume seasons. Particularly valuable for retail, hospitality, and service businesses with significant card sales volumes, our advances ranging from £5,000 to £500,000 enable inventory purchases, equipment upgrades, marketing initiatives, or unexpected expense management without the constraints of conventional financing.

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Frequently asked questions

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